How Military Buybacks Are Helping Veterans Secure Bigger Federal Pensions While Retiring Sooner
Key Takeaways Military buybacks allow veterans to count their years of service toward federal civilian retirement, increasing their pension benefits and enabling earlier retirement.
Is Your TSP Too Safe—or Too Risky? Here’s Why 2025 Could Be the Time to Rebalance
Key Takeaways
The Thrift Savings Plan (TSP) is a valuable retirement tool for public sector employees, but failing to rebalance your portfolio could leave you exposed to unnecessary risk—or insufficient gr…
Roth IRA and 401(k): Differences and Benefits for Beginners
Key Takeaways
Understanding the differences between a Roth IRA and a 401(k) is essential for making informed retirement savings decisions.This guide explores the key differences and benefits of both retirement accounts for beginners.
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Why Some Government Retirees Regret Not Choosing the Survivor Annuity
Key Takeaways
Choosing the survivor annuity option during retirement can significantly impact your spouse or loved one’s financial future, especially if you pass away first.Some retirees re…
Dental Coverage Options for Federal Employees: What FEDVIP Members Are Choosing Most Often
Key Takeaways: Dental coverage is a valuable part of federal employees’ benefits, with FEDVIP offering comprehensive options tailored to a variety of needs.Understanding wh…
The FEHB-Medicare Combo Is Powerful—But Only If You Time Enrollment Correctly
Key Takeaways
Proper timing of Medicare Part B enrollment is crucial if you want to avoid lifelong penalties and get the most value from your FEHB plan.The FEHB-Medicare combination can reduce ou…
Why More Federal Workers Are Reassessing Their TSP Withdrawal Strategies to Maximize Their Savings
Key Takeaways Adjusting your Thrift Savings Plan (TSP) withdrawal strategy can help maximize your retirement savings while minimizing tax burdens.Understanding current options and ta…
Federal Employees, Here’s What You Need to Know About FEGLI Before You Retire
Key Takeaways: Federal Employees’ Group Life Insurance (FEGLI) offers unique benefits but requires careful consideration as retirement approaches.Adjusting your FEGLI coverage before retirement can significantly impact your finan…
Law Enforcement Retires Early—But Not Without These Rarely Mentioned Tradeoffs
Key Takeaways
While law enforcement officers (LEOs) can retire earlier than most public employees, this benefit comes with lesser-known financial and healthcare tradeoffs that can catch retirees off guard.
Why the FERS Supplement Is Still a Lifeline for Early Retirees—But a Risky One
Key Takeaways
The FERS Supplement can provide critical financial support between retirement and age 62 but comes with
