Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

WHAT ABOUT PHASED RETIREMENT

Federal employees who qualify and are approved by their agencies may begin submitting applications to participate in Phase Retirement in November.  Who actually can participate in Phased Retirement is really agency driven.  It might be another few months before there is enough data available to gauge interest in the program.  Many HR professionals in the […]

Women and Retirement

A number of female Federal employees are re-evaluating their retirement plans because of having to pay child support to their ex-spouses because the spouse has custodial custody of the children.

DO YOU KNOW WHAT YOU WILL NEED IN RETIREMENT

Have you thought about what you will need in retirement?  Will your needs in retirement be the same as they are now?  It is rather difficult to predict the future.  Research, has shown however, that the average retiree will live some 30 years after retirement.  Will longevity create another layer of poverty in America?  Poverty […]

MY COMPANY IS TOO SMALL TO OFFER A PENSION PLAN

Not every American works for the Federal Government or some other big corporation, many work in small businesses who may think they can ill-afford to help their employees plan for retirement.  Employees can be assertive and ask their small business owners to consider setting up a retirement plan.  There are a number of ways to […]

WHAT IF I NEED TO USE MY RETIREMENT SAVINGS

Your retirement savings are earmarked for retirement.  Those savings should not be looked upon like a revolving door savings accounts.  There are people who do have savings accounts that they literally use as checking accounts.  When you use your savings account in that manner, there are a number of things happening.  One you may be putting […]

WHAT TO DO ABOUT SO MUCH TO DO

I only hear from some of my friends when they are all tangled up about what to do about so much to do.  I know they love me and I love them too, so no offense because I only hear from them when they have so much to do and need to know what to […]

NEWSLETTER WEEKLY- DON’T LET OPEN SEASON CLOSE ON YOU

It’s Open Season time.  Don’t let Open Season come in and slip away.  It is not only Open Season for the Federal Government but for individuals seeking coverage in the market also.  If you apply for health care coverage during Open Season, it is not nearly as difficult as it would be otherwise.  In many instances, […]

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