When Is Advice Too Much Advice?
Are you satisfied with your Medicare coverage or do you want to try something else? What about life insurance, do you have enough to bury yourself? Is your money invested in the right place and what about purchasing an annuity so that you will have money for the rest of your life?
I’M GETTING MARRIED
A nice email came across my desk from a young woman who is a Federal employee and is getting married next June. She is so excited and we are excited for her. She told me that she was thinking about dropping her FEHB and FEGLI because her husband has coverage on his job with the Railroad. […]
ARE YOU CONNECTED
Many elderly retirees continue to live alone because they are active and physically fit. However, it is well known that often as we advance in age some of our mental and physical faculties begin to shift or lose their acuity. Therefore, staying connected is a good way to make sure that you are safe just in […]
Mark Your Holiday Calendar Annually
Below is a list of suggested items you should mark on your calendar annually whether you are near retirement or just beginning employment in the Federal service:
HAVE YOU SET YOUR TIMER TO REVIEW e-OPF
Federal employees have a number of things to mark on their calendar. Many Federal employees will be retiring by this year’s end or early next year. For these employees, reviewing of the Official Personnel Folder should have been done. The folder which is now electronic in most agencies is a record of an employee work history. […]
The Holiday Season is Not Always Jolly
The holiday season is also a time when unscrupulous individuals look for ways to scam and take advantage of unsuspecting citizens.
How Can The Average American Help Save Social Security
Social Security Administration is facing financial problems putting the fund at-risk of being able to provide the same level of benefits to future generations.
WHY SOCIAL SECURITY ACTUAL DIFFER FROM ESTIMATES
The actual amount benefits you will receive as a result of applying for benefits may differ from any and all estimates received because: Your earnings may increase or decrease in the future. After your benefits have begun, they will be adjusted for cost-of-living increases. Estimated benefits are based on current law. Laws governing benefits amounts may […]
HOW ARE SOCIAL SECURITY BENEFITS ESTIMATED
Social Security benefits are estimated based on the number of years you have worked over the life of your employment. The Social Security Administration will determine first whether you have enough credits to qualify for the benefit. Most individuals needs 40 credits to qualify for benefits. It usually takes about 10 years of work to […]
NEWSLETTER WEEKLY – IT’S THAT TIME OF THE YEAR
This is the time of year just before we enter into a new year, that every American not yet of retirement age or who is not already receiving Social Security, should check their Social Security Statements for accuracy and completion. The Social Security Administration (SSA) in compliance with the Paper Reduction Act no longer sends […]
