Women and Retirement
A number of female Federal employees are re-evaluating their retirement plans because of having to pay child support to their ex-spouses because the spouse has custodial custody of the children.
DO YOU KNOW WHAT YOU WILL NEED IN RETIREMENT
Have you thought about what you will need in retirement? Will your needs in retirement be the same as they are now? It is rather difficult to predict the future. Research, has shown however, that the average retiree will live some 30 years after retirement. Will longevity create another layer of poverty in America? Poverty […]
MY COMPANY IS TOO SMALL TO OFFER A PENSION PLAN
Not every American works for the Federal Government or some other big corporation, many work in small businesses who may think they can ill-afford to help their employees plan for retirement. Employees can be assertive and ask their small business owners to consider setting up a retirement plan. There are a number of ways to […]
WHAT IF I NEED TO USE MY RETIREMENT SAVINGS
Your retirement savings are earmarked for retirement. Those savings should not be looked upon like a revolving door savings accounts. There are people who do have savings accounts that they literally use as checking accounts. When you use your savings account in that manner, there are a number of things happening. One you may be putting […]
WHAT TO DO ABOUT SO MUCH TO DO
I only hear from some of my friends when they are all tangled up about what to do about so much to do. I know they love me and I love them too, so no offense because I only hear from them when they have so much to do and need to know what to […]
NEWSLETTER WEEKLY- DON’T LET OPEN SEASON CLOSE ON YOU
It’s Open Season time. Don’t let Open Season come in and slip away. It is not only Open Season for the Federal Government but for individuals seeking coverage in the market also. If you apply for health care coverage during Open Season, it is not nearly as difficult as it would be otherwise. In many instances, […]
Postal LiteBlue and Open Season
Postal Service employees should visit LiteBlue to download their FEHB (health benefits) guides for this year’s open season.
CAN A RETIREE REJOIN THE WORKFORCE IN PHASED RETIREMENT
The answer is no. If a Federal worker has retired and decides to rejoin the Federal service, that individual can do so as a reemployed annuitant. The Phased Retirement program is geared towards individuals eligible to retire having met all of the age and service related requirements but have not yet left the service. Individuals […]
WHEN CAN I SUBMIT MY APPLICATION FOR PHASED RETIREMENT
Although the Office of Personnel Management is still issuing rulings regarding the policy regulations of Phased Retirement, applications can be submitted in November all things being equal. Many of the policy guidelines that have already been issued by OPM regarding Phased Retirement do not encompass many of the procedures agencies will be held accountable for. OPM […]
Is There an Advantage to Phased Retirement for Retirees
Only those individuals eligible for regular voluntary retirement can participate in the program having the requisite age and service requirements. The age and length of service requirements differ between CSRS and FERS.
