Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

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3 Ways CSRS Retirees Can Avoid Social Security Reductions Due to the Windfall Elimination Provision (WEP)

Key Takeaways The Windfall Elimination Provision (WEP) can reduce your Social Security benefits if you retire under the Civil Service...

Your Next Federal Pay Raise Might Come With a Tradeoff—Here’s What to Watch

Key Takeaways The 2025 federal pay raise may coincide with cost-saving reforms that could reduce future retirement income or shift...

How to Make the Most of Your FEDVIP Plan Without Paying for Extras You Don’t Need

Key Takeaways You can significantly reduce your dental and vision care expenses in retirement by tailoring your FEDVIP plan to...

Dropping FEGLI Too Early Could Leave Your Family Exposed—Here’s a Safer Option

Key Takeaways Cancelling your FEGLI coverage too soon in retirement can unintentionally leave your loved ones without sufficient financial protection...

Why Federal Employees Are Exploring Alternatives to FEGLI as Premium Costs Continue to Rise in 2025

Key Takeaways FEGLI premiums in 2025 have risen significantly, leading many federal employees to reassess its value compared to alternative...

The Catch-Up Contribution Rules Just Got Adjusted—And They May Favor Some Age Groups More Than Others

Key Takeaways The 2025 catch-up contribution rules have shifted, especially under Secure Act 2.0, introducing a new super catch-up tier...

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