Not affiliated with The United States Office of Personnel Management or any government agency

Facebook-f Twitter Linkedin-in
Search

Not affiliated with The United States Office of Personnel Management or any government agency

profile_pic
Charlotte, North Carolina

Service Areas

CSRS , Federal Employee Benefits , FERS (Federal Employee Retirement System) , Thrift Savings Plan (TSP) , TSP Withdrawal Options
Get In Touch View Contact

Renee Ruff

CERTIFIED FINANCIAL PLANNER®

Charlotte, North Carolina
5.00
Gold

More About Renee Ruff

Renee Ruff, CFP® is passionate about helping Federal Retirees and Pre-Retirees attain financial freedom. Financial freedom is having dependable income that will last for as long as clients live, while avoiding excessive and unnecessary risks. As a CERTIFIED FINANCIAL PLANNER® and Federal Retirement Consultant with 30-plus years in the financial industry, Renee is able to help clients articulate their goals for retirement: income, asset preservation, accumulation and legacy. Renee understands federal retirement benefits and options, is licensed to do business in over 40 states, and has a consultative, transparent, no-cost approach, putting clients at ease. Renee Ruff, CFP®

Leave Review

More Articles by Renee Ruff

The Benefits Every Federal Employee Should Take Advantage Of—And What You Might Be Missing Out On

Key Takeaways Federal employees have access to unique benefits that can significantly enhance their financial security, yet many are unaware...

Is FEDVIP Really Worth the Price for Federal Employees? Here’s the Good, the Bad, and What You Should Consider

Key Takeaways FEDVIP provides federal employees and retirees with additional dental and vision coverage, but the value depends on individual...

Surprising Civilian Military Benefits You Didn’t Know Existed—And How They Can Shape Your Federal Career

Key Takeaways: Maximize Your Federal Career: Leveraging military experience in the civilian workforce can unlock unique benefits, enhancing retirement, healthcare,...

Subscribe to our Newsletter

Footer Logo of Public Sector Retirement

Plan your retirement with confidence. Psretirement.com offers expert guidance for federal employees navigating their retirement options.

Facebook-f Twitter Linkedin-in
FEEDBACK

Thrift Savings Plan (TSP)

FERS & CSRS

Military & Special Category

Insurance

Financial Planning

Copyright © 2025 - Public Sector Retirement, LLC. All Rights Reserved.

Not affiliated with The United States Office of Personnel Management or any government agency

Search

Leave a Review for Renee Ruff

We greatly value your experience with our agents! If you’ve had a positive interaction and exceptional service, we would appreciate your feedback. Your input is instrumental in our commitment to delivering professional excellence.

"*" indicates required fields

Our Readers Deserve The Best PSHB and USPS Health Benefits Guidance

Licensed insurance agents who understand PSHB, Medicare, and USPS Health Benefits Plan are encouraged to apply for a free listing.

Consent*
This field is for validation purposes and should be left unchanged.

Book Phone Consultation

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Get In Touch

Stay up to date on the latest information about Public Sector Retirement.

The Best Advice Creates The Best