Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

Richard Jayne

Richard Jayne Las Vegas, Nevada


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Published Content and Articles Featuring Richard Jayne

Articles By Richard Jayne

Why Some Government Retirees Regret Not Choosing the Survivor Annuity

Why Some Government Retirees Regret Not Choosing the Survivor Annuity

Key Takeaways Choosing the survivor annuity option during retirement can significantly impact your spouse or loved one’s financial future, especially...

You May Be Eligible for Medicare Soon—Here’s How It Affects Your Other Coverage

You May Be Eligible for Medicare Soon—Here’s How It Affects Your Other Coverage

Key Takeaways Turning 65 or becoming Medicare-eligible doesn’t automatically cancel your existing health coverage, but it does affect how your...

USPS Benefits Look a Lot Different in 2025—Here’s What Retirees Should Watch

USPS Benefits Look a Lot Different in 2025—Here’s What Retirees Should Watch

Key Takeaways The Postal Service Health Benefits (PSHB) Program has officially replaced FEHB for USPS retirees in 2025, introducing a...

FEDVIP Changes for 2025 That Could Make a Big Difference in Your Coverage Choices

FEDVIP Changes for 2025 That Could Make a Big Difference in Your Coverage Choices

Key Takeaways FEDVIP plans now include significant changes in dental and vision coverage, offering more tailored options to meet your...

Still Using FEHB After Retirement? Here’s How to Keep Your Coverage Without Overspending

Still Using FEHB After Retirement? Here’s How to Keep Your Coverage Without Overspending

Key Takeaways: Maintaining FEHB after retirement can provide solid health coverage but requires planning to avoid overspending.Coordinating FEHB with Medicare...

Federal Retirement Benefits: Top Strategies and Tips for You

Federal Retirement Benefits: Top Strategies and Tips for You

Key Takeaways Federal retirement benefits offer essential financial and health security for government employees.Employing effective strategies can help maximize the...

Federal Workers, Here’s How to Grow Your TSP Fund Without Too Much Risk

Federal Workers, Here’s How to Grow Your TSP Fund Without Too Much Risk

Key Takeaways: Invest Wisely and Reduce Risk: Balancing high-growth opportunities with lower-risk options can lead to solid, stable returns.Use TSP...

Three Important Divorce-Related Federal Benefits Changes That Employees Should Understand Before Retiring

Three Important Divorce-Related Federal Benefits Changes That Employees Should Understand Before Retiring

Key Takeaways: Divorce can significantly impact your federal retirement benefits, including pensions, survivor benefits, and healthcare coverage.Understanding your options and...

Six Early Retirement Myths Federal Employees Are Finally Busting

Six Early Retirement Myths Federal Employees Are Finally Busting

Key Takeaways Early retirement is not as financially intimidating as it might seem when you plan effectively and debunk common...

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