 
Toyota made it to the top of the safe to drive car list with Honda coming in second by The Insurance Institute for Highway Safety. The criteria used was CRASH WORTHINESS (how well the vehicle protects its occupants) and CRASH AVOIDANCE and MITIGATION (how well the vehicle prevents or lessens the severity of the crash).
- Also Read: Best Federal Benefits Advisor: Key Roles & Retirement Planning Checklist (2026)
- Also Read: Claiming Strategies for Married Couples: Comparing Spousal and Survivor Benefits
- Also Read: Case Study: Top Open Season Checklist—Reviewing Federal Benefits and Health Plans
Although retirement may not be the best time to take on debt, it is a good time to purchase a reliable and safe vehicle to drive to avoid costly repairs.  Retirement means that you won’t be getting a pay check every two weeks and retirement income is generally less than what you earned as a full-time regular employee, so spend wisely.
Many retirees use retirement as the opportunity to purchase the luxury car they could never afford during their work career.  Lump sum payments that come from accrued annual leave may end up being quite a tidy bundle for a lot of Federal retirees. However, care should be taken to not spend that lump sum hastily because it just might be the bridge you need to carry you over until your annuity check start.
P. S. Â Always Remember to Share What You Know.
