[vc_row][vc_column width=”2/3″ el_class=”section section1″][vc_column_text]A majority of Thrift Savings Plan participants have a plan when it comes to investment strategies. Participants require only one plan since much of their income from retirement will typically be funded by the government’s version of a 401(k) plan (also known as the TSP). The remaining income treatment is received from their FERS annuity and Social Security if they are already qualified.
An increasing number of employees and retirees made their millions through the old-fashioned manner (from the TSP). Their investment strategies entailed investing the maximum amount in an average of over 29 years during the bull and bear markets in their TSP’s C and S stock funds. During the Great Recession, the participants did not head for their G fund.
- Also Read: Did You Know About These Roth IRA Withdrawal Rules? Find Out Here
- Also Read: Why Social Security and Federal Pensions Don’t Always Work Together as Seamlessly as You Think
- Also Read: Balancing Social Security with Your Federal Pension—Here’s What Works and What to Be Careful With
There is an increasing number of investors that are willing to take Lifecycle funds that are self-adjusting.
Over time, the investments become a lot more conservative and have less exposure to the vicissitudes of the stock market. Once the L funds are expanded the following year, they will get more popular with its fund including international companies stocks.[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_single_image image=”34349″ img_size=”292×285″ style=”vc_box_shadow”][/vc_column][/vc_row]