Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

Can You Retire Just Yet? Three Things to Consider

You may not be ready to retire unless you’ve prepared for these three realities. The thought of retiring, which may have seemed far away 30 years ago, is now closer. You may not know when to call it a career. Some mistakenly believe they’re ready for retirement. They take the plunge but discover retirement isn’t as carefree as they thought since their retirement plan, or a haphazard imitation of one, had major holes and didn’t meet their requirements and goals.

If you’re close to retiring, consider all the financial ramifications. Here are three things to consider before retiring:

Lifestyle matters

Know what you want to do in retirement, where you want to go, and how you want to feel – confident, secure, free, and in charge. Example: Consider an early retirement vacation to Italy. You’re there for two weeks, but you’re constantly thinking about money – how your investments are doing or how much you’re spending. You’re nervous and not enjoying your ideal vacation. Maybe you can put your worries about money and assets on hold while vacationing. It shows poor planning. If you’re worried about the cost of going out to dinner, purchasing a present, or buying a vehicle, you’re not enjoying retirement as intended.

Predictable cash flow and revenue are crucial

These factors determine a happy retirement. Pensions and Social Security covered most, if not all, of the preceding generation’s living demands. Today, savings fund retirement. Fewer individuals get pensions, the cost of living is rising, Social Security barely meets necessities, much alone desires, and seniors want to do more, which costs more. Create a consistent income flow to fulfill your living necessities. Without dependable financial flow, your retirement lifestyle will depend on turbulent markets.

Without consistent financial flow, your lifestyle will fluctuate with the stock, bond, commodities, or foreign markets. When circumstances are good, you may spend more; when they are poor, you must cut down. This might imply postponing or canceling a trip. Most retirees don’t desire lifestyle fluctuations. Financial advisors can explain the investment and insurance solutions with downside market protection, upside possibility, and predictable income flow.

Taxes can’t be ignored

Many internet retirement calculators are deceptive. These calculators typically ask for an account balance, causing consumers to believe it indicates the precise amount of money they may use. The net tax value is your true balance. The calculators use the before-tax balance to simulate your retirement. After taxes, you have money for your lifestyle. A 401(k) balance of $500,000 may be $350,000 after taxes. A $500,000 Roth account balance is accessible to spend since it’s not taxed when withdrawn if it’s been at least five years since you first contributed and you’re 59 1/2 or older. Where you put your money and how you invest it, depending on the account’s tax treatment, might affect your retirement.

Contact Information:
Email: [email protected]
Phone: 3234811328

Bio:
For over 13 years, Jason Anderson has served as a Personal Financial Advisor, Estate and Retirement Planner, helping to educate individuals from all walks of life and income levels on wise money investment and planning for a comfortable lifestyle and retirement.

Over time, Jason Anderson has become the ‘Go-To’ leading authority on personal financial advising, financial planning, and analysis, as well as retirement planning and financial planning for SMALL BUSINESS OWNERS. He also provides HIGHLY Popular financial education seminars for groups. These financial seminars empower people to more effectively budget, plan, manage their money, and achieve their personal financial goals. As a result of the excellent results, praise, and feedback that their financial seminars have received, the City of Los Angeles, The AFL-CIO union groups, as well as several other organizations, have decided to partner with Jason to more effectively accomplish their mission. He was also honored to be showcased in the November 2014 issue of Forbes Magazine “Americas Financial Leaders” and has been dubbed by the media as ‘The Financial Educator.’

Jason is passionate about the work he does because it brings him joy to help his financial planning and advising clients reach their financial goals. He finds excitement in assisting families in saving and paying for their children’s college education without stress, thanks to the financial plans he designs for them. He also takes pride in witnessing clients reach retirement and enjoy it precisely the way they desire.

Personally, Jason finds joy in being a husband and father of two wonderful children. In his spare time, he enjoys traveling, sports, hiking, and reading.

He works with Employees, Business Professionals, Business Owners, and ‘High Net Worth’ People.

► Like to discuss your personal financial situation?
☏ Call Jason at (323) 481-1328 for a FREE Consultation
✉ Email him at [email protected]

Disclosure:
All annuity and life insurance products are designed to supplement securities as part of an overall plan. The recommendation of annuities and life insurance is not designed to eliminate the need for securities in any way.

For over 13 years, Jason Anderson has served as a Personal Financial Advisor, Estate and Retirement Planner, helping to educate individuals from all walks of life and income levels on wise money investment and planning for a comfortable lifestyle and retirement.

Over time, Jason Anderson has become the 'Go-To' leading authority on personal financial advising, financial planning, and analysis, as well as retirement planning and financial planning for SMALL BUSINESS OWNERS. He also provides HIGHLY Popular financial education seminars for groups. These financial seminars empower people to more effectively budget, plan, manage their money, and achieve their personal financial goals. As a result of the excellent results, praise, and feedback that their financial seminars have received, the City of Los Angeles, The AFL-CIO union groups, as well as several other organizations, have decided to partner with Jason to more effectively accomplish their mission. He was also honored to be showcased in the November 2014 issue of Forbes Magazine "Americas Financial Leaders" and has been dubbed by the media as 'The Financial Educator.'

Jason is passionate about the work he does because it brings him joy to help his financial planning and advising clients reach their financial goals. He finds excitement in assisting families in saving and paying for their children's college education without stress, thanks to the financial plans he designs for them. He also takes pride in witnessing clients reach retirement and enjoy it precisely the way they desire.

Personally, Jason finds joy in being a husband and father of two wonderful children. In his spare time, he enjoys traveling, sports, hiking, and reading.

He works with Employees, Business Professionals, Business Owners, and 'High Net Worth' People.

► Like to discuss your personal financial situation?
☏ Call Jason at (323) 481-1328 for a FREE Consultation
✉ Email him at [email protected]

Disclosure: All annuity and life insurance products are designed to supplement securities as part of an overall plan. The recommendation of annuities and life insurance is not designed to eliminate the need for securities in any way.

Contact Jason Anderson

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