Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

Phased Retirement – The Process

Should Phased Retirement be implemented, instead of a retiree entering into full-time retirement, the retiree opts to work a part-time basis while actually being retired on a part-time basis.

Phased Retirement – Has Its Time Come?

The Office of Personnel Management (OPM) has proposed a “Phased Retirement” program. Although implementation has not been announced, it may be valuable to our readers to get a jump start on what Phased Retirement is all about.

Social Security Benefits For Divorced Spouses

Let’s discuss Social Security and what it means if you are a divorced spouse. Although there are certain requirements that must be met, divorcees or ex-spouses can receive Social Security benefits based on your record even if they remarry.

Is The FERS Annuity Reduced Prior to 62

The regulations state that if an employee completes 10 years of service but less than 30 years of creditable service before separation from service, the proposed annuity will be reduced if it commences before reaching age 62.

Weekly Newsletter-OUR DUTY

~~Weekly Newsletter: OUR DUTY TO THE FEDERAL WORKFORCE Many of my weekly newsletter posts are born out of questions presented to me in various retirement forums or via email questions.  Most recently a young woman who separated from the federal service, but did not retire had come to a place where some critical decisions had […]

OPM and the Future – Weekly Newsletter

~~NEWSLETTER WEEKLY-OPM AND THE FUTURE The Office of Personnel Management (OPM) has a number of projects under way that could bring about changes in the way federal employees view their retirement options.  The federal government seems to have double and competing goals – right size the federal workforce and anticipate future drains on institutional knowledge. […]

More TSP Tips

When you take out a TSP loan, deductions for the monthly loan amount must start within 60 days of the funds being disbursed. Once the funds have been disbursed the TSP will notify your payroll office to begin deducting the loan amount immediately.

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