Early Retirement In More American’s Plans
We all know that most of us will leave our jobs and retire at some time in our lives. According to some findings, many Americans want to retire a few years before the age 65. Hearts & Wallets, a consumer research firm, released a report in March 2021 that over 17% of Americans believe…
Are 5000 new TSP Options Too Many?
What if your favorite eating establishment’s menu grew from 15 to over 5,000 new options? Could you deal with it? Do you think it’s a good idea, or do you think it’s a bad idea? Maybe you’ll choke on your options.
Prepare to be surprised.
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Early Retirement Reality Check
Even if you like your work, there are times when alphabetizing the spice cabinet would be preferable to traveling a crowded train with hundreds of sniffling passengers. You could be considering early retirement as you wobble in the car next to a guy who has biked four hours to the station.
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Social Security Facts: A Quick Reference for Advisors and Clients
Counselors of Social Security should be knowledgeable about the program’s benefits, as it will provide a large percentage of retirees’ income in the future….
Answers To Your Questions About Social Security Benefits, COLA and Spousal Benefits Rates
Did I miss out on Social Security’s 5.9% COLA for 2022? Q: Full retirement age (FRA) was in November of last ye…
Seven Aspects In Which Your Financial Literacy Changes Once You Retire
Financial literacy covers a broad range of topics, including budgeting, saving, investing, and retirement planning. How…
The Oklahoma City Bill Exempts Veterans From Retirement Taxes.
Republican Reps. Kevin McDugle, Tammy Townley, R-Broken Arrow, Robert Manger, and R-Ardmore of Oklahoma City celebrated the approval of their bill in the House of Representatives. This bill would grant Oklahoma veterans a 100% tax exemption on their retirement benefits due to their s…
Federal vs. Private Sector Retirement Programs
There are several significant advantages that federal retirement systems have over private-sector plans. In some ways, federal retirement systems (for both military and civilian service) …
The Decision Point for Social Security
Social Security dominates many people’s retirement income. So, when should you start receiving Social Security benefits? While many individuals successfully retire and start receiving
You may be eligible for the Lump-Sum Annuity.
One of the most misunderstood components of federal retirement policy is the “lump-sum option,” often known as the “alternative form of an annuity.” Even though it is no longer widely available, many employees nearing retirement age still ask for it.