Tim is great - I've known him for years and couldn't like or respect him more. Great advisor, tons of knowledge - thanks Tim!!

I recently had the opportunity to work with Tim Smith and his assistant, Melissa Smith, regarding an annuity investment, and I was thoroughly impressed with the level of service and professionalism they provided.Tim demonstrated deep expertise in the field of annuities and retirement planning. He took the time to clearly explain the available options, outlining both benefits and potential considerations in a way that was easy to understand. His approach was thoughtful, patient, and never rushed, which gave me the confidence to make informed decisions aligned with my long-term financial goals.Melissa was equally professional and efficient, ensuring that all administrative tasks and documentation were handled promptly and accurately. Her communication was clear and timely, and she was always available to assist with any questions or follow-ups throughout the process.Together, Tim and Melissa provided an exceptional client experience—knowledgeable, trustworthy, and attentive. I would not hesitate to recommend them to anyone seeking reliable guidance in annuity planning or broader financial services.