Not affiliated with The United States Office of Personnel Management or any government agency

Not affiliated with The United States Office of Personnel Management or any government agency

Todd Carmack

Independent Licensed Agent

Glendale, Arizona
5.00
Platinum

More About Todd Carmack

Todd Carmack grew up in Dubuque, Iowa, where he learned the concepts of hard work and the value of a dollar. Todd spent years in Boy Scouts and achieved the honor of Eagle Scout. Todd graduated from Iowa State University, moved to Chicago, spent a few years managing restaurants, and started working in financial services and insurance, helping families prepare for the high cost of college for their children. After spending years in the insurance industry, Todd moved to Arizona and started working with Federal Employees, offing education and options on their benefits. Becoming a Financial Advisor / Fiduciary can help people properly plan for the future. Todd also enjoys cooking and traveling in his free time.

More Articles by Todd Carmack

Learn About Health Insurance Options for Federal Employees

Key Takeaways: The Federal Employees Health Benefits (FEHB) program offers a range of health insurance plans to federal employees, including...

Investment Window Policies Finalized by TSP

TSP account holders have awaited the opportunity to move their investments away from mutual funds throughout the program's history. Having...

How Much Retirement Income Will Your TSP Provide?

Most people will need to take regular withdrawals from their TSP in retirement, but how exactly federal retirees can accomplish...

Benefits and limitations of thrift savings plan annuity

Annuity, like other retirement plans, is a plan in which you pay a certain amount now, enabling you to receive...

The 9 Life Transformations That Have An Impact On Social Security Benefit

Everything in life is not permanent since change is constant in life. However, the social security benefit is about to...

Sin #3 and Your 401(k)

What dangers should you accept to reach your financial objective, if any? What's the cut-off point? That's a simple question,...

Todd Carmack Disclosure:

Investment advisory services are offered through BWM Advisory, LLC (BWM). BWM is registered as an Investment Advisor located in Scottsdale, Arizona, and only conducts business in states where it is properly licensed, notice has been filed, or is excluded from notice filing requirements. This information is not a complete analysis of the topic(s) discussed, is general in nature, and is not personalized investment advice. Nothing in this article is intended to be investment advice. There are risks involved with investing which may include (but are not limited to) market fluctuations and possible loss of principal value. Carefully consider the risks and possible consequences involved prior to making any investment decision. You should consult a professional tax or investment advisor regarding tax and investment implications before taking any investment actions or implementing any investment strategies.

Subscribe to our Newsletter

Leave a Review for Todd Carmack

We greatly value your experience with our agents! If you’ve had a positive interaction and exceptional service, we would appreciate your feedback. Your input is instrumental in our commitment to delivering professional excellence.

"*" indicates required fields

Our Readers Deserve The Best PSHB and USPS Health Benefits Guidance

Licensed insurance agents who understand PSHB, Medicare, and USPS Health Benefits Plan are encouraged to apply for a free listing.

This field is for validation purposes and should be left unchanged.

Book Phone Consultation

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Get In Touch

Stay up to date on the latest information about Public Sector Retirement.

The Best Advice Creates The Best