PREMIUM RATE CHANGES 2015
Rate changes for covered by the Federal Employees Health Benefits (FEHB) program according to OPM will increase by approximately 3.2 percent during the 2015 period. Although premium rates have increased annually over the past four years, the work of OPM has managed to keep those rate increases under 4 percent. Dental and Vision rates on average will […]
What Federal Employees Need Prior To Open Season
Open Season can be a very tense time for federal employees because of the many decisions to be made. Circumstances and conditions in families change and employees need to be ready to address those changes.
Benefits Specialists / Programs
Individuals charged with overseeing benefits and helping to organize benefits and health-care fairs receive information needed each year from OPM in order to make Open Season happen in their individual agencies.
What You Can Do In Open Season
Open Season is an annual event for Federal employees. During Open Season, employees may do the following:
2014 Open Season
Active Federal employees, retirees and their families should be on the look-out for Open Season which starts Monday, November 10, 2014 and continues through Monday, December 8, 2014
NEWSLETTER WEEKLY – TO OUR HEALTH
Our conversations are extensive about retirement, how to do it right, when to do it, and what to simply do about it. All of those concerns are of little consequence if we are not on top of our health. The amount of resources we have is no substitute for taking care of ourselves. We need […]
WHAT ABOUT MY SOCIAL SECURITY FOR MY FAMILY
When an individual passes away who has worked in a Social Security covered employment his/her family members may be eligible to receive benefits based on the age of the person when death occurred. When a worker is very young and passes away and has worked for at least 1 ½ years during the 3 years prior to […]
DISABILITY AND THE NUMBER OF CREDITS NEEDED
The number of Social Security credits needed to collect the Social Security benefit differ from the number of credits needed to qualify for disability. The number of credits needed for disability benefits depends upon your age when you became disabled. the following credits apply depending on when you became disabled: -Prior to age 24 – 1 […]
DETERMINATION OF MY SOCIAL SECURITY BENEFITS
Federal employees who pay into Social Security and are covered under FERS have 3 components to their retirement benefits plan. The annuity is calculated based on the FERS annuity formula and the Social Security benefit is a separate calculation. The TSP portion is based on the employee’s contribution level and matching contribution from the agency. […]
How Are My Benefits Handled If I Transfer Systems
Federal employees under the old civil service system – CSRS and the interim plan CSRS Offset had the option during two open seasons (1987 and 1998) to transfer to the new retirement system – FERS
