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Getting In Shape For Retirement

How you spend your retirement years may have as much to do with your physical plan as your financial

plan. Here are a few ideas that could help you enjoy your golden years just a bit more.

1. Get A Comprehensive Medical Check-Up

To get an idea of what a comprehensive exam can include, visit the Mayo Clinic’s Executive Health Program, the Duke Executive Health program, or the Johns Hopkins Executive Health Program.

2. Choose a Fitness Regimen

Also Read: Early Retirement for Federal Employees: The Must-Do List Before You Hand In That Notice
Also Read: What Does the Federal Retirement Process Look Like?
Also Read: Basics of Civil Service Retirement System (CSRS): You Should Know These

If you can afford it, consider hiring a personal trainer or hire a personal trainer for your group, even if it’s just for five to ten sessions to get you into the swing of things.

3. Select Your Anti-Aging Strategies to Live Longer and Look Younger from Head-to-Toe

It’s time to pay attention to nutrition and supplements, weight loss, teeth, eyes, skin and, yes even a makeover if you choose.

4. Get a Comprehensive Financial Assessment

Play around with many of the financial calculators available online to get an estimate. Each individual’s situation is different, and our advice is to sit down with all of your information and analyze and decide if you need to speak with a financial planner.

5. Maximize Your Savings

You’ll probably need more money than you think to retire, and you never know ….”things happen”. It’s never too late to increase your savings.

6. Understand Your Insurance and Benefit Options

Many people ignore this area until it is too late. Even if you are still in your fifties, start with an understanding of what your Medicare and Social Security benefits will be.

7. Decide Where You Will Live

This is going to be a big decision, however most people actually stay where they are.

8. Do a Career Evaluation

Now is the time for a career check-up. A career evaluation could also be useful if you decide you want to work after retirement.

9. Do a Personal and Relationship Evaluation

Is this the time in your life when you will begin to spend more time with your family? Are you ready to look inward and decide what you want the rest of your life to be about?

10. Make Sure Your Parents are Taken Care Of

Baby Boomers are the first generation whose parents may live 20 to 30 years beyond their retirement age. That adds a whole new level of complexity, cost, and worry for 50-plus adults.

11. Pick and Prioritize Your Dream Trips

Where do you want to go? Where should you go before everyone else discovers it? Is there a place that could be quite different ten years from now that you should consider sooner like the Galapagos or Great Barrier Reef?

12. Plan Your Leisure Time Lifestyle

Consider what you’ll do when you stop working …. or how to have more fun while you are still working.

13. Give Something Back

Do you plan to give something back to society through volunteering or mentoring within your area of expertise?

14. Get Your Estate Planning in Order

Departing this world without having your affairs in order might leave your surviving family members and loved ones in a really bad situation.. Now is the time to ensure you have a solid will, estate plan, and a “living-will.”

15. Start Taking Advantage of Age-Based Deals (like Medicare)

Many of us don’t want to accept that we are “over 50” or “over 60”. But there is one big advantage: Many companies and services offer meaningful discounts to people as young as 50.

P. S. Always Remember to Share What You Know.