30 + years as a Financial Planner. Securities (Series 1,7, and 65) and Insurance Licensed. Retirement Planning including the actual planning of where your income will come from as well as a discussion of products to get you there. The market has been volatile since Covid broke out and many people are not comfortable with this. If you are retired we will look at your total income and tax situation. If you are still working we have some more time to plan.
Key Takeaways: FEGLI premiums rise significantly with age, especially after retirement, prompting many federal retirees to explore alternative insurance options.Understanding...
Key Takeaways Even if you meet your retirement eligibility date, overlooked federal benefit details can affect your long-term security.Reviewing service...
Key Takeaways Medicare comes with multiple costs beyond just premiums, including deductibles, copayments, and coinsurance, which can add up quickly.Understanding...
Key Takeaways Special category retirements offer unique perks for federal employees, enhancing financial and lifestyle security in retirement.Understanding these benefits...
Key Takeaways Planning for early retirement as a federal employee requires understanding the unique benefits and penalties associated with your...
Key Takeaways Coordinating FEHB with Medicare can significantly reduce out-of-pocket healthcare expenses, but timing is crucial.Understanding the nuances of how...
Key Takeaways Federal workers increasingly combine Medicare with FEHB coverage for comprehensive healthcare benefits and reduced costs.Understanding enrollment periods, eligibility,...
Key Takeaways: Understanding your vision insurance options under FEDVIP in 2025 can help you maximize benefits and reduce out-of-pocket costs.FEDVIP...
Key Takeaways: Balancing a civilian job with military service can help you build skills, secure financial stability, and prepare for...
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